Trusted insurance agency in the U.S. Virgin Islands

Welcome to Shield Insurance. Your local insurance agency in the U.S. Virgin Islands. Choose an insurance quote, or call us at 340-201-1349 to start the conversation.

U.S. Virgin Islands

Residential

Businesses

Marine

Flood

Short-term Rentals

Life

Insurance for families and individuals

Shield Insurance designs coverage to meet your U.S. Virgin Islands lifestyle. Whether you’re an individual, couple, or growing family, we take the time to understand your unique needs. We’ll tailor an insurance package just for you, including customized coverage.

Google Rating
5.0

Reviews from our clients

The best insurance agency, according to those who matter: Our Customers.

EN
Eric Namaky
Bia is swift and got me the best deal on the market. She's very patient, especially for those new to the island, and guided me in the best direction. It's really hard to find someone you can trust here, and I'm very lucky to have found that with Bia. Look no further!
CC
Charles
Felt so important, like a family member, (not an in law), and was treated very well. Ishan was so overly kind, respectful, and went above and beyound to follow up and maintain a leadership roll in our process to purchase a home and earn coverage, which was required by the bank. if could earn 10 starts Shield's would have earned 10 plus plus plus. highly recommend. awesome sisters and terrific company
MN
Michelle Nose
Bia and her team are always efficient, effective, reliable and have great rates! I cannot say enough about Sheild Insurance
MN
Meg Novacek
Bia was very supportive and responsive. We were pleased with our experience with Shield VI
SC
Spencer Consolvo
Bia with Shield Insurance was recommended to me and now I know why! She is fast, knowledgeable, and made the complicated insurance industry easy to navigate. Highly recommended!
PS
Pearl Spenceley
Shield Insurance is the way to go! Excellent service and outstanding experience! Bia is very knowledgeable, responsive, and found the insurance that fits our unique business needs.
QT
Quintin Talley
It was great doing business with Arabia, she was always very polite and available when we had any questions. I highly recommend using shield as the other competitors were not nearly as responsive
PH
Peggy Hyatt
I was referred to Shield VI by very dear friends who also are insured by them. Bia is amazing to work with, very courteous and professional. I got everything I needed very promptly, and the rate was way better than other quotes I received. I highly recommend for your insurance!
AN
Aishe Nisbett
Someone referred me to Shield V.I. Insurance. Bia was very attentive to my needs; promptly responded to my questions and inquiries; provided exceptional customer service; and offered great rates. Bia, you are awesome! Thank you so much for everything. I highly recommend Shield V.I. for your insurance needs.
ES
Emma Sexton
Arabia was absolutely amazing, talked us through the policy and coverage in detail. We were able to get an incredible deal and literally saved us thousands, they also worked with our finances and Bia was always quick to respond to our questions. Thank you so much again!
DK
Debbie Koller
Arabia ( Bia) was outstanding…extremely helpful and accomodating.We would recommend them for your Insurance needs.
MM
Mark Matthews
Bia is the best insurance agent I have ever worked with. Thorough,knowledgeable, helpful, friendly follows up and pays attention to details. You are very lucky to have someone like Bia
LL
Leigh Langworthy
Very helpful and very efficient. Bia is a pleasure to work with and made every easy.
JM
Joanne Moorehead
Love working with Bia and Shield. She’s responsive, knowledgeable, friendly, and always looking for the best solutions for me and my family.

Top insurance policies to fit your business

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies, pre-claims assistance, and more to help protect your business from fast-moving risks.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Marine, Yacht, Charter

Shield Insurance can help make your time on the water relaxed and worry-free. We will find you comprehensive insurance protection that protects you, your friends, family, your watercraft, and your boating equipment.

Commercial Property

Property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.

Professional Liability

Professional liability aka Errors & Omissions (E&O), can help cover legal expenses if a business is sued for a mistake, missed deadline, project scope disputes, negligence, or other unsatisfactory work.

Restaurants

We insure many different types of restaurants in the U.S. Virgin Islands. We’ll put together the different components your restaurant needs to protect your business, your patrons, and your employees.

Contractors

Shield Insurance insures many different types of contractors from Landscapers, Electricians, Carpenters, and many more! We are dedicated to providing you with personalized insurance solutions that fit your unique needs as a Builder; General Liability, Builders Risk, Commercial Auto.

Short-Term Rentals

If you’re like most homeowners, your short-term rental property is a valuable asset, and should be protected as such. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands the importance of the place you use for income.

Policy Recommendation

Not sure what policy is right for your business? No problem. Shield Insurance are experts at providing customized insurance coverage for your unique business in the U.S. Virgin Islands.

Insurance for contractors
Insurance for contractors

Specialized insurance for contractors in the U.S. Virgin Islands

Shield Insurance insures many different types of contractors from general contractors, landscapers, electricians, carpenters, and many more. We are dedicated to providing you with personalized insurance solutions that fit your unique needs as a builder.

Service Center

Our state-of-the-art portal allows you to locate, and manage your insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

View Policy Details

Report a Claim

Request Changes

Request Certificates

Business owner with insurance policies from Home
Couple looking at insurance policies on computer from Home

Get to know Shield Insurance

Shield Insurance serves St. Thomas, St. John and St. Croix, United Virgin Islands​ communities by protecting the people we work with just like we protect our own family members.

We care about you, your family, and your business.  You are not just a number at our agency.  You are a person, with a name we want to remember. ​If you’re not thrilled with your current insurance contact us today.

Shield Insurance is here to get your insurance in place quickly so you can to work running your business, taking care of your family, or enjoying island life.

US Virgin Islands - St Thomas, St Croix, St John

We work with the islands largest, most reputable insurance carriers.

Shield Insurance

Get insurance from Shield Insurance

Experience the benefits of getting insurance from a family-owned insurance agency. We make the buying process easy. Get your insurance quote today.

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Latest Articles From Shield Insurance