Industry knowledge.

Shield Insurance is your local St. Thomas, U.S. Virgin Islands insurance agency specializing in the following types of insurance: homeowners, life, condo, flood, business, boat, wave runner/jet ski, vacant home, vacation rental home, and rental home insurance.

We pride ourself on attentive, personalized customer service and making sure you’re properly covered for anything that could potentially ruin your day, year, or life.

You won’t find anyone more dedicated to protecting the things in your life that you love so much and have worked so hard for!

Our leadership team.

Your trusted insurance agency in St Thomas, St Croix, and St. John in the U.S. Virgin Islands.

Google Rating
5.0

Reviews from Shield Insurance clients.

The best insurance agency, according to those who matter: Our Customers.

JK
Jessica K
Josh is one of the most helpful and personable agents ever! He treats you as though you are not just a client but a close friend or family member. He gives honest advice and suggestions that are tailored to your personal insurance needs. He genuinely cares and wants what's best for you. I ran a quote through him and even though he offers impeccable service the insurance provider I currently had was a bit less expensive, Josh too the time to thoroughly discuss the pros and cons of each offering in relation to my specific situation. Highly recommend Josh to all!
PV
Paradise Valley
Josh is the most thorough and helpful insurance agent I have ever known. We have 6 policies with his agency for 2 years. I'm glad I got much better rates than I'd been paying, but more importantly is his service. I don't believe I've ever called that he didn't answer the phone. He takes the time to understand my questions & gives me reliable answers.
JK
Jessica K
Josh is one of the most helpful and personable agents ever! He treats you as though you are not just a client but a close friend or family member. He gives honest advice and suggestions that are tailored to your personal insurance needs. He genuinely cares and wants what's best for you. I ran a quote through him and even though he offers impeccable service the insurance provider I currently had was a bit less expensive, Josh too the time to thoroughly discuss the pros and cons of each offering in relation to my specific situation. Highly recommend Josh to all!
PV
Paradise Valley
Josh is the most thorough and helpful insurance agent I have ever known. We have 6 policies with his agency for 2 years. I'm glad I got much better rates than I'd been paying, but more importantly is his service. I don't believe I've ever called that he didn't answer the phone. He takes the time to understand my questions & gives me reliable answers.
RS
Ryan S
I have known Josh for several years. He is one of the most genuine and diligent people I know. I recently had a minor car accident and wasn't sure how to handle the situation. I called Josh for advice and he not only immediately responded but took time out of his evening to help guide me through the process and what I should expect. He did not have any obligation to do this but went out of his way to assist me even though I was not his client. I highly recommend Josh Epstein to anyone that needs a reliable agent that will go the extra mile. You will get nothing less than the highest of quality customer service and assistance.
PN
Papa N
I am not even sure where to start when speaking of Josh. He is hands down the best insurance agent I've ever dealt with. I always found our conversation both informative and very interesting. This insurance agent guru will help in ways never thought possible. What is immensely impressive about Josh is; how personally invested and dedicated he really is. I highly recommend Josh to anyone in need of an awesome & wise insurance agent. Thank you for being so gracious with your time last week.
RS
Ryan S
I have known Josh for several years. He is one of the most genuine and diligent people I know. I recently had a minor car accident and wasn't sure how to handle the situation. I called Josh for advice and he not only immediately responded but took time out of his evening to help guide me through the process and what I should expect. He did not have any obligation to do this but went out of his way to assist me even though I was not his client. I highly recommend Josh Epstein to anyone that needs a reliable agent that will go the extra mile. You will get nothing less than the highest of quality customer service and assistance.
PN
Papa N
I am not even sure where to start when speaking of Josh. He is hands down the best insurance agent I've ever dealt with. I always found our conversation both informative and very interesting. This insurance agent guru will help in ways never thought possible. What is immensely impressive about Josh is; how personally invested and dedicated he really is. I highly recommend Josh to anyone in need of an awesome & wise insurance agent. Thank you for being so gracious with your time last week.