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    5602 Trompeter Gade
    St. Thomas, U.S. Virgin Islands 00802
    Phone: 340-201-1349
    Fax: 888-843-1915

    M – F, 9:00am – 5:00pm

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Shield Insurance Logo
  • Personal

    Personal Insurance

    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All
    Homeowners
    Disability Insurance
    Vacation Rental
    Secondary Home
    Builders Risk
    Condo
    Marine
    Flood
    Life
    • Homeowners
    • Disability Insurance
    • Vacation Rental
    • Secondary Home
    • Builders Risk
    • Condo
    • Marine
    • Flood
    • Life
  • Business

    Business Insurance

    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    Get business insurance
    Start QuoteStart Quote
    Bonds
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    Business Owners Policy
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    Commercial Property
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    Professional Liability E&O
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    • Business Owners Policy
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    • Commercial Property
    • General Liability
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    • Professional Liability E&O
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  • Company

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    Shield Insurance

    5602 Trompeter Gade
    St. Thomas, U.S. Virgin Islands 00802
    Phone: 340-201-1349
    Fax: 888-843-1915

    M – F, 9:00am – 5:00pm

    Get DirectionsGet Directions
    • About Us
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Business Insurance Quote

Business Insurance QuoteArabia Karaawi2024-10-08T14:12:37-04:00

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Thank you for your interest in receiving a quote from Shield Insurance. This form should only take about 5-10 minutes to complete. Don't worry if you don't have everything. You can always click the "Save and continue later" button below. We'll email you a private link to pick up where you left off.

If you need a Bond click here to get started.

MM slash DD slash YYYY
 
Which type of insurance are you looking for?*
Check all that apply. (A Business Insurance Policy combines General Liability and Commercial Property into one policy.)
To get an Insurance Bond click here to start our Bond Application Quote
Primary Insured Name*
Insured Date of Birth*
Can we text you?*
Please visit our Privacy Policy regarding Texting/SMS communication.

Business Information

Business Address*
Mailing Address*
Is there more than one owner of the business?*

Additional Business Owners

Owner Name Email Phone Company Role Actions
       
There are no Owners.

Maximum number of owners reached.

Vehicles

Are all vehicles garaged at the business address?*
Year Make Model VIN Actions
       
There are no Vehicles.

Maximum number of vehicles reached.

Primary Insured Driver Info

Commercial License? (CDL)

Additional Drivers

Do any of your drivers take the vehicle(s) home at night?*
Have all drivers had a valid U.S. driver's license for at least 2 years?*
Driver Name Date of Birth Drivers License # Drivers License State Hire Date Actions
         
There are no Drivers.

Maximum number of drivers reached.

Do you use contract or occasional drivers not listed above?*

Auto Insurance

Drop files here or
Max. file size: 20 MB.

    Business Information Continued

    Do you have employee(s)?*
    Do you hire temporary employees?*
    Do you use any subcontractors? (1099s)*
    Do you have a written contract with your subs requiring them to name your business as Additional Insured and show proof every year?*

    Trades Information

    Do operations include installation, service, or repair?*
    Do business services include cleaning construction sites including debris removal?*
    Do you perform snow and/or ice removal?*
    Do you remove snow from streets or highways?*
    Do operations involve the use of a crane?*
    Do operations involve excavation?*
    Select the types of excavation you perform
    Do you use OSHA approved trenching/blasting safeguards?*
    Do you demolish whole buildings or structures?*
    Do jobs involve or expose employees to the following?
    Select all that apply

    Food and Beverage Information

    Business is*
    Please review each section below and answer all questions that apply to your business.

    Building & Exterior

    Construction
    Roof
    Living quarters in building?
    Parking area and entrance well lit?
    Are building and outdoor premises well maintained?
    Steps, walks, and parking free from trip hazards?
    Exterior glass undamaged?
    Signs in good condition?
    Sign in:
    Garbage area well maintained?

    Interior Information

    Lighted exit signs on all exits?
    Exits clear and accessible?
    Equipped with emergency lighting?
    Interior steps safe and well lit?
    Flooring free from trip hazards?
    Furniture in good condition?
    Ceiling in good condition?
    Restrooms clean and dry?
    Self service area clean?

    Exposures

    Surrounding neighborhood is
    Surrounding condition is
    Is property/premises located near/on/over water?
    Is there a pool on the property?
    Is the pool accessible to patron?

    Fire and Safety

    Sprinkler System
    Are all electrical outlets covered and not overloaded?
    Is all wiring on circuit breakers?
    Is water heater in good condition and free from combustibles?

    Entertainment and Amusement

    Type(s) of Entertainment
    Any audience participation?
    Enter width and length in feet.
    Are dartboard out of traffic area?
    Examples: Juke Box, Video Games, Pinball, etc.

    Seating Capacity and Area

    Kitchen

    Is there a metal hood covering all cooking equipment?
    Are all open flame cooking devices (grills, fat fryers) covered by automatic fire suppression?
    Do non combustable materials surround cooking equipment?
    Are there high temperature cut-off switches on deep fat fryers?
    Are filters in the hood clean and free of grease build up?
    Kitchen Rating

    Management Interview

    Business is
    Is this risk seasonal?
    Are any other properties/businesses owned by insured?
    Is the property under the same entity name?
    Insured
    Is space leased to others?
    Is a wrench kept near the gas cutoff?
    Is fire suppression system under a maintenance contact?
    Where is used grease stored?
    Do you mop during open hours?
    Valet parking by?
    Lot on premises?
    Car keys kept in
    Any liquor license violations?
    Any specials on liquor?
    Are bouncers used for disturbance?
    Are security guards employed?
    Are police called to handle disturbances?
    What type of alarm is present?
    Is it a central station alarm?
    Are there firearms on the premises?
    Any guard dogs kept on the premises?
    Is there a safe on the premises?
    Are references checked before hiring a new employee?
    Checks stamped "For Deposit Only" on receipt?
    Does insured provide delivery of food or liquor?
    Delivery vehicle
    Is package liquor/wine/beer sold?
    Any catering done off premises?
    Do you provide liquor
    Do you provide entertainment

    Building and Property Information

    My business location is*
    Do you need property coverage for the building?*
    Have you made any tenant improvements?*

    Building Information

    Is building rented to others?
    MM slash DD slash YYYY
    Does property have hurricane shutters?*
    Exterior Opening Protection
    Iron Grill Work
    Aluminum "Miami" Louvers
    Has there been any updates to the roof, plumbing, or electrical?*
    Roof Update Type*
    Electrical Update Type*
    Plumbing Update Type*
    Fire Extinguishers
    Smoke Detectors
    Burglar Alarm System

    Business Description

    Please be descriptive as this will prevent additional underwriting questions and delays.

    Manufacturing

    Is there any manufacturing, mixing, re-labeling, or repackaging of products?*

    Human & Social Services Information

    Does your business have a state license?*
    Does your business provide child care?*

    Childcare Information

    Does the provider live in the home where the child care is provided?*
    Does the provider provide 24-hour care or overnight care?*
    Does the provider have any swimming facility besides an 18 inch deep plastic wading pool?*
    Does the provider have someone to watch the children in an emergency that causes you to leave the daycare location?*
    Does the provider accept borders in their home?*
    Has the business' childcare license, certification, or registration ever been suspended or revoked?*
    Has the business' childcare insurance ever been cancelled or non-renewed?*
    Has the business had any claims against them in the last 5 years, or do they or their employees know of any incident that could result in a claim?*

    Liability Limits (optional)

    Do you need any Business Personal Property coverage?*
    Are you interested in Loss of Use / Business Income coverage?*

    Additional Insured Information (optional)

    Do you have anyone that needs to be listed as Additional Insured?
    You may upload your additional insured documents using the upload field below.
    You may upload up to 10 PDF documents. If you have more documents you can send them to your agent after they contact you.
    Drop files here or
    Accepted file types: pdf, Max. file size: 20 MB, Max. files: 10.

      Claims Information

      Have you had any claims or losses in the last 5 years?*
      Is the business a subsidiary of another entity?*
      Does the business have any subsidiaries?*
      Is a formal safety program in operation?*
      Any exposure to flammables, explosives, or chemicals?*
      Has your business been cancelled or non-renewed in the last 4 years?*
      Has the applicant had a foreclosure, repossession, bankruptcy, or filed for bankruptcy during the last 5 years?*
      Has the applicant had a judgement or lien during the last 5 years?*
      Has the business been placed in a Trust?*
      Any foreign operations, foreign products distributed in USA, or US products sold/distributed in foreign countries?*
      Does the applicant have other business ventures for which coverage is not requested?*
      Do you have ANY business insurance currently?*
      Do you have ANY previous business insurance from the past 3 years?*

      Current Insurance

      MM slash DD slash YYYY
      Drop files here or
      Accepted file types: pdf, Max. file size: 5 MB, Max. files: 10.

        Prior Insurance

        Please enter your prior business insurance information below.
        Any past losses or claims relating to sexual abuse or molestation allegations, discrimination, or negligent hiring?*
        In the past 5 years has any applicant been indicted for or convicted of any degree of the crime of fraud, bribery, arson, or any other arson-related crime in connection with this or any other property?*
        Any uncorrected fire and/or safety code violations?*

        Additional Comments and/or Documents (optional)

        Photos needed: Exterior of property on all 4 sides showing wall to wall (showing all windows and doors). Interior - one picture of each room.
        Drop files here or
        Max. file size: 1 MB.

          Wrapping Up

          Consent*
          Like most insurance agencies, we use information from you and other sources, such as your driving and claims histories, insurance score, and other factors to calculate an accurate rate for your insurance. New or updated information may be used to calculate your renewal premium.
          All the above information is accurate and true to the best of my knowledge.*
          View Insurance Fraud Statement

          Get Insurance

          Our knowledgable agents are experts at finding the right coverage for your family or business. Get your insurance quote now.

          Get Insurance QuoteGet Insurance Quote

          Shield Insurance

          5602 Trompeter Gade
          St. Thomas, U.S. Virgin Islands 00802
          Phone: 340-201-1349
          Fax: 888-843-1915
          Email: bia@shieldvi.com

          Mailing Address

          PO Box 305166
          St. Thomas, VI 00803

          Office Hours:
          M – F, 9:00am – 5:00pm

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          Insurance Fraud Statement

          Fraud is a crime

          If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.

          Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.

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