This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
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Why do my auto insurance rates keep going up even though my car is getting older? Many of our [...]
I was recently asked this question by one of our clients, and thought I would share the answer here [...]